What is General Liability Insurance for a Business?
If you operate a business which engages the general public in any way, you need to purchase general liability insurance. The coverage protects...
What Happens if You Miss the ACA Health Insurance Enrollment Period?
I wanted to remind that ACA open enrollment ends on December 15. If you haven’t chosen your health insurance plan yet, I can help! Just call me!...
What Happens if You Miss Medicare Open Enrollment?
I missed the December 7 Medicare open enrollment deadline! What do I do now? I get this question a lot! Missing the open enrollment deadline can...
Important Information About the 2020 ACA Health Insurance Open Enrollment
Don’t forget the open enrollment period for you to sign for health insurance ends on December 15 so you don’t have a lot of time to find the plan...
Good News: Part D Donut Hole Closes in 2020
For stand-alone Part D prescription drug plans, the maximum allowable deductible for standard Part D plans will increase to $435 in 2020, up from...
Affordable Care Act Open Enrollment – Important Dates and What’s New
The open enrollment period for the Affordable Care Act (Obamacare) here. Signed into law in 2014, the legislation overhauled and expanded...
What is a Certificate of Insurance Form and Why You Need to Understand It
It would be a wonderful thing if we could rely on our vendors to do an impeccable job every time. Unfortunately, mistakes do happen, and people do...
Medicare’s Open Enrollment Period is Here!
Now’s the time to compare Medicare coverage options for 2020. Think about the benefits matter to you and find a Medicare plan that fits. The...
How to Prepare for the 2019 Medicare Annual Enrollment Period
The 2019 annual enrollment period is about to open on October 15th. This is the time of year when you can you are able to make changes to your...
Why You Need Business Insurance
Insurance is there for you if something goes wrong at home and at your business. The right insurance can save you from financial catastrophe no...
Medicare: The Difference Between AEP and OEP
It is that time of year again to consider changes to your Medicare plan. This year you will likely see an abundance of advertisements for two...
What Is a Health Care Proxy and Why Do I Need One?
A woman arrives via ambulance at a local hospital after suffering a stroke. After the physicians stabilize her condition, the woman is transferred...
Personal Property Why You Need Insurance
Imagine picking up your home, turning it upside down, and shaking it until all your personal belongings fall out. Visualize looking at every...
Is Plan F (Medicare) Going Away?
The most comprehensive Medicare Supplement plan is on the chopping block. Available in most states, Plan F is one of two plans (the other being...
How to Choose a Primary Physician
Your primary care physician is the gateway to maintain your medical health. This is the individual you will see most for wellness visits, routine...
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