our blog

Sharing the Road with Cyclists

There are over 47 million cyclists in the United States. Unfortunately, accidents involving automobiles and cyclists have become all too common. In 2020 alone, there were more than 5,900 accidents involving cars and bicycles that resulted in fatalities or serious injuries. [1] And the roads are only getting more crowded. As a driver, it is […]

Buying Life Insurance for an Elderly Parent?

When an elderly parent relies on their adult children for support, the costs of medical bills, in-home or assisted-living care, and final expenses can add up, creating not only a financial burden for children, but an emotional one as well. Having a life insurance policy in place can be one way of providing financial security […]

What Every Renter Needs to Know about Renters Insurance

If you’re renting your home or apartment, you might think insurance isn’t necessary. As it turns out, renters insurance can be a lifesaver if something unexpected happens. Here is what every renter needs to know about this important coverage: Affordable Protection – Many individuals assume renters insurance is expensive, but that’s not necessarily true. In […]

Medicaid Unwinding: Your Questions Answered

When the pandemic began, Congress enacted the Families First Coronavirus Response Act (FFCRA). Designed to safeguard employees by extending paid sick and family leave, the Act also included a provision to protect Medicaid recipients from inadvertently losing coverage. However, the Medicaid component will expire in March 2023. The end of the provision is also known […]

Does Uber Insurance Cover Passengers?

Auto insurance is one of the most critical policies you will ever own. This is especially true for Uber drivers, who not only need to ensure they are adequately covered, but also must know exactly what their policy covers. Uber, like many other ride-sharing companies, offers its drivers a type of auto insurance. However, this […]

Living Your Best Life After 60

Turning 60 typically marks a new chapter in one’s life. It’s a time to reassess your goals, focus on what brings you joy, and make the most of the time ahead. Ultimately, after years of hard work, we strive to live our best life as we head into retirement. Although everyone’s best life will differ, […]

Weird Things Covered by Home Insurance

We purchase homeowners insurance for the financial protection it provides. These policies will pay for damages to our home or property, as well as providing liability protection in the event someone is injured on our property. But are you aware of the strange things your homeowners insurance policy may cover? Believe it or not, there […]

Buying Health Insurance: A Millennial’s Guide

One of the most important, yet complex products you will purchase as an adult is health insurance. But with a nearly endless list of options, individual state laws to abide by, and constant changes in what insurance companies offer, choosing the right health insurance plan has never been more challenging. That’s why we’ve prepared this […]

Self-Love Ideas for Valentine’s Day

Valentine’s Day is a time to celebrate relationships with significant others. But it’s also important to remember to love and celebrate yourself. While spending time with a romantic partner during Valentine’s Day is a wonderful experience, don’t forget to practice some self-love and appreciation as well. Here are seven ideas to do just that on […]

Life Without Clutter

With an empty nest and retirement just around the corner, you might consider downsizing your home. Preparing for your next move and downsizing offers you the opportunity to declutter. Living a decluttered life offers numerous physical and mental health benefits. For example, those who live with less “stuff” tend to carry less stress, have more […]

Set Yourself Up for Success with Your Fitness Routine

Starting a fitness program can be a great way to improve your physical and mental well-being, but it’s also easy to fall off track. Here are some steps you can take to be successful with your fitness program: Set specific and realistic goals: The first step in any fitness program is to set specific and […]

When to Upgrade Your Auto Insurance

Whether you’re buying the Pro version of the latest iPhone or splurging for the penthouse suite at your favorite hotel, everyone loves an upgrade. The term “upgrading” is not often associated with insurance products. Instead, the industry uses words such as “riders” and “endorsements” to describe enhancements made to an insurance policy. Regardless of the […]

Winter Hydration – Do I Need It?

We all know it’s essential to stay hydrated during the summer months. But did you know it’s just as important to keep hydrated during the winter? Despite the colder temperatures and lower humidity, our bodies still need water to function properly. The dry air and indoor heating can make us even more susceptible to dehydration […]

What Does My Home Insurance Policy Cover?

There are many products we purchase but hope never to use as they are designed. For example, we hope not to actually need the helmet intended to protect us while riding our motorcycle or the life vest to keep us safe at sea. Insurance is also one of those products we buy in hopes of […]

I’m 60+; Do I Need Life Insurance?

Well, it’s official: we’re all getting older. We may have thought we were invincible in our youth, but the reality is that we’re all going to kick the bucket eventually. With a life of hard work behind us, we typically assess how we stack up financially as we enter our golden years. A full retirement […]