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Rental Car Road Trip? Consider Buying This Coverage

If you’re planning to take a road trip by rental car, you might want to know about a significant difference in coverage between rental car insurance and what is offered by your personal auto policy. When considering whether to take the insurance coverage offered by rental car companies, the consensus among your friends may be […]

When the Sun is NOT Your Friend (What You Need to Know about Sun Exposure)

When you’re over the age of 50, lying in the sun can be a relaxing experience. The warmth can calm you, easing aches and pains. However, the sun isn’t always your friend and can pose some health risks. You probably remember being young and getting a tan to look healthier. There was a time when […]

Tips to Avoid Stress Eating

We all experience stress in our lives, especially as adults. And when we become stressed, we naturally seek ways to relieve the anxiety and pressure it brings. As it turns out, nearly half of Americans turn to stress eating to lessen its impact. So, understanding how to avoid this bad habit and maintain healthy eating […]

Lifestyle Changes in Retirement that Will Impact Your Finances

Whether it’s escaping the 9-to-5 schedule or relieving yourself from the stress of running a business, most people look forward to the day they can leave the pressures of work life behind. But preparing for retirement comes with its own challenges. Imagining life without the need to work sounds like a fantasy. Yet thousands of […]

Common Exercise Pains – How to Work Past Them and When to Call for Help

In physical fitness, pain can be a signal that something’s wrong with your body and may have nothing to do with your actions. For example, if you were to stop exercising immediately after feeling any pain (even mild discomfort), your body would try to heal itself by shutting down certain functions until it could repair […]

Signs Your Identity Has Been Stolen (and what to do about it)

In the U.S., a person’s identity is stolen every two seconds. A thief might use your personal information to open new credit accounts, enter a cell phone service contract, or even obtain government benefits. Below are signs that your identity has been stolen and what to do about it. Unauthorized purchases on your credit or […]

Are Annuities a Good Investment?

Opinions about investment products are a lot like noses: everyone has one. Of all the financial investments available in the marketplace, annuities probably cause more debate than any other. The reason such a vast divide exists is likely due to a combination of two things: a misunderstanding of their true purpose and the creation of […]

How Does Inflation Affect Life Insurance?

Supply and demand drive our economy. But when these two variables become misaligned, something must give. Inflation will likely follow if the supply of money increases too fast or a particular good or service becomes scarce. And when inflation creates significant increases in prices, owners of life insurance policies should notice. What is Inflation? We […]

Know the Benefits of Walking

We know exercise is inherently good for us. But you don’t have to be a professional bodybuilder or Olympic athlete to reap the benefits of exercise. According to the U.S. Department of Health, we should target 150 minutes of moderate-intensity weekly workouts. Fortunately, this includes walking! 7 Health Benefits of Walking Cardiovascular activities like walking […]

Do Brain Food Supplements Really Work?

Humans are living longer. Life expectancy reached nearly 79 years old in 2014. This represents a 13% increase from 1959, when US citizens were expected to live 69.9 years. The health supplement industry is capitalizing on this trend by offering pills and products promising increased brain health. But do brain food supplements really work? More […]

Using Life Insurance in Estate Planning

Estate planning is essential to ensure your wishes are met after your passing. For many individuals, the process is relatively simple. Using beneficiary designations, creating jointly owned accounts and assets, and a simple will may very well be enough. However, there are instances where all the planning in the world will leave gaps in what […]

Ways You Can Spend Less on Gas

Increasing gas prices affect everyone. The impact is especially significant for families whose livelihoods are dependent on driving to and from work. Although we may not see gas prices drop anytime soon, here are a few ways to help spend less on gas. Coupons – They may be hard to find, but coupons do exist. […]

Is Your Retirement Income Keeping Pace with Inflation?

The financial wisdom of famed New York Yankees baseball catcher Yogi Berra may have summed up inflation best when he opined, “A dime ain’t worth a nickel anymore.” Inflation is the silent villain of retirement accounts. During normal times, the rising cost of living slowly creeps along. It erodes savings that don’t benefit from growth […]

What Are Alternatives if LTC isn’t Right for You?

Almost 70% of Americans aged 65 or older will require long-term care. This type of care includes non-medical services such as bathing, dressing, eating, and mobility. However, the cost of long-term care (LTC) insurance has been rising by double digits year after year, putting the coverage out of reach for many individuals. We offer six […]

4 Tips for a Less Stressful Summer

Summer is the perfect time to look inward and establish new, healthy, stress-reducing habits