our blog

How Social Security Cost-of-Living Adjustments Affect Your Taxes

Social security benefits are poised to increase more than in the past 40 years. The cost-of-living adjustment (COLA) will be a whopping 8.7% for beneficiaries in 2023. The increase will undoubtedly come as a welcome change as the nation grapples with rampant inflation. However, the total amount of the increase may not find its way […]

How Much Life Insurance Do You Need Right Now?

You know that you need life insurance, but are you sitting in front of your computer wondering how much you need? If so, you’re not alone. There are many reasons why individuals procrastinate when purchasing life insurance. Some are overwhelmed by all the options, while others believe coverage is too expensive. However, not knowing how […]

3 Top Tips for Better Posture

Proper posture is a must for people of all ages. The benefits of good posture are well documented and include increased confidence, easier breathing, and a reduced risk of injury. But as we age, maintaining a healthy posture becomes more difficult if we stray from a healthy and active lifestyle. To help improve your posture, […]

Fun Part-Time Jobs for Retirees

A perfect retirement can conjure up images of a life full of adventure, happiness, and zest. But often, this is only the case for some retirees. Once you cross the finish line with your profession, you may soon realize that retirement is, well, boring. The first few years of retirement are typically filled with travel […]

Building Bone Density for Seniors

Healthy and strong bones serve two essential purposes. First, they support our bodies so we can walk, move, and perform all the wonderful activities we enjoy. They enable participation in physical pursuits like golfing, sports, and even dancing. Second, our bones protect our internal organs from becoming damaged. Without bones, our heart, lungs, and other […]

Living Outside Your Comfort Zone in Retirement

For many people, retirement is a time to relax and take it easy. But for others, it’s an opportunity to start living outside their comfort zone. There are so many things to do and see in the world, and retirement is the perfect time to explore. Here are just a few ideas on how to […]

16 Tips for Keeping Your Home Secure While You’re Away

Whether you’re planning a summer vacation, heading south for the winter, or just taking a weekend trip, it’s essential to take precautions to secure your home while you’re away. Here are 16 tips to help keep your home safe while you are elsewhere. Keep a light on – Turn off most of your lights but […]

3 Top Habits that Lead to a Happy Life After Retirement

If you’re like most retirees, you’ve dreamed of a life of leisure and relaxation post career life. But even after years of planning and saving, retirement may not be as carefree as you anticipated. In fact, you may still find yourself struggling with some common issues that retirees face. That’s why we’ve put together this […]

Should You Insure Your Gifts?

Gifts are special, as they can mean so much to the person receiving them. But what if something goes wrong with the present? It can be an incredibly frustrating experience and something that you might not want to risk happening again. That’s why it’s often worth considering buying insurance on gifts as a way of […]

Everything You Need to Know When Retiring Under 65

When it comes to retiring early, everything you need to know boils down to two things: time and money. In this short article, we cannot address every tidbit of knowledge necessary to navigate early retirement. But understanding that time and money are central to how you and your partner will experience your golden years can […]

The Most Important Fall Home Maintenance Tasks

Nothing says autumn like football, bonfires, and of course – fall home maintenance. The change in seasons means it’s time to prepare your house for winter. Here are the most important tasks you should consider completing before colder weather arrives. Clean the gutters – Clogs in your gutters and downspouts prevent water from properly draining […]

7 Benefits of Slow Travel

Slow travel means different things to different people. However, it is an alternate approach to what most travelers strive to accomplish during a 2- or 3-day excursion. For many, slow travel means immersing oneself in local culture, enjoying authentic experiences, and taking the paths less traveled. Encapsulating what slow travel is in a brief statement […]

Do you need $1M to retire?

Determining how much to save for a comfortable retirement is challenging — and achieving that goal may be even more difficult. A traditional financial rule of thumb is that you ought to have $1 million set aside for retirement. But this rule may be outdated as you might need much more to support the retirement […]

Utilizing Medicare Preventative Services

According to a recent study, two-thirds of beneficiaries are underutilizing Medicare’s preventative services. Are you one of them? Before 2011, most services, including preventive physician visits and screenings, required some form of cost-sharing by beneficiaries. However, that changed in 2011 after the passing of the Affordable Care Act in 2010. The Act expanded Medicare to […]

The Harsh Reality of Credit Card Fees

Credit card fees are a fact of life, and unless you’re planning on never using your cards, you’ll have to accept them. But the reality of credit card fees is that they can really add up over the course of a year. Let’s start by identifying the nine (yes, nine) types of fees credit card […]