Making the most of an annual insurance review
When was the last time you reviewed your insurance?
Was it when you got married, had a baby, started your own business, retired, added a pet to your family, sent a kid off to college, finished your basement? Believe it or not, your insurance is probably out-of-date and it is time for a review. As a good rule of thumb, when there’s a change in your life, more likely than not, your insurance will need to change, too. And, that means it’s time to give us a call.
An annual review is really a good idea for a number of reason.
- If there is some sort of property loss, you’ll want your policy to be up-to-date to ensure that you’re covered.
- We’ll go over specific details about your life and insurance policies to make sure that all your needs are met.
- With life changes, such as going to work for yourself, retiring or getting married there could very well be something that you haven’t covered.
I’m here to help you through the process. Here are a few things you can do to be sure you get the most from your next insurance review.
-
Come prepared
To make sure we cover everything bring information on all of your cars, home, life insurance (if you have it), work coverage. All aspects of your life that might need additional insurance protection. -
Ask questions
I know insurance-speak can be confusing so don’t be hesitant to ask questions about your policies. The bottom line is that you should understand what you’re paying for. -
Think in scenarios
Insurance is there to protect you during the “what-ifs.” What if my tree falls on a neighbor’s fence? What if something happens to you and your family needs that life insurance policy? What if you get sick do you have the right coverage? And, of course, if you own a business there are a range of scenarios to think about. Let’s talk about these “what-if” to learn more about your insurance and be confident in what risks your policy covers.
-
Don’t be afraid of this type of review
Part of the value of your policy is that it comes with me, your insurance agent. And, I’m here to help you understand your policy, while making sure that you have proper coverage at the best price. When you finish your review, you will be in a better position because your insurance will reflect your current needs, you’ll have a better understanding of your policies and you may even save a buck or two along the way.
Featured Blogs
- Fueling Your Mind with Brain-Boosting Foods
- 5 Simple Ways to Boost Your Immune System (and 1 unusual way)
- Embracing Our Roles: Renewing Our Commitment to Sustainable Living
- Tips for a Stress-Free Tax Season Experience
- Spring fitness ideas
- Inspirational women who make the world a better place
- Creating a Positive Start to Your Day
- Spring Forward: Adjusting Your Routine for Daylight Saving Time
- Gratitude - Key to a Positive Mindset
- Adopting a Holistic Wellness Approach to a Healthier You
- 3 Common Sense Things People Should Know
- Exploring Superfoods: Nutrient-Packed Ingredients for a Healthy Diet
- Unraveling the Mystery of the Extra Day
- Digital Detox: A Healthy You in a Hyperconnected World
- Financial Fitness in 2024: Budgeting and Saving Tips
- Three Joyful Habits for a Healthier You in 2024
- New Year's Resolutions: Staying Committed Year Round
- The Magic of Christmas Traditions
- Staying Healthy During the Winter Months!
- How to be a Time Management Whiz During this Busy Season
- Self-care tips for December
- Five Health “Hacks” For Happy Holidays
- Turning 65? Looking at Medicare?
- Turning 65? What You Need to Know about Signing up for Medicare
- The Smart Home: What is that?
- Important definitions to help you understand your life Insurance
- Why an Insurance Agent Makes a Difference When Buying an Insurance Plan
- Preparing For an Emergency
- Davis Insurance Fresh New Look!
- Why Do I Pay Medicare Part B
- Don’t Let Insurance Coverage Gaps Put You at Financial Risk
- It’s February And That Means It’s American Heart Month
- Starting a New Business? Don’t Forget Your Insurance
- How to Stay on Track with Healthy Goals for 2017
- Insurance and Financial Planning Resolution for 2017!
- Wishing You a Happy Holiday Season
- End of the Year Financial To-Do List
- Modest Increases for 2017 Medicare Parts A & B Premiums and Deductibles
- Open Enrollment For Health Insurance is Here!
- Eat Well, Sleep Enough and Move to Stay Healthy
- Four things to know about Medicare Open Enrollment
- Pick a Plan, then Find The Right Doctor