How to Protect Your Home from Wildfires
Your home is one of the most significant investments you will make. It provides a sanctuary for your family to live, thrive, and grow. Yet, what may be unexpected is nearly 60 million homes were less than one mile away from a wildfire between 1992 and 2015. And the numbers only continue to grow.
Fortunately, you can take steps to protect your home from wildfire. Let’s review the top six steps you can take to protect your home.
Strengthen Your Roof – Replace eaves with ones with flat ledges and short overhangs to reduce embers attaching to your roof. In addition, install a class A-rated roof built with non-combustible materials and improve the likelihood of wildfire survivability.
Protect Openings – Embers are extremely dangerous when a wildfire occurs. Ensure eave and exterior attic vents are covered with 1/8” metal mesh screening. Close your foundation and install fire blocks where gaps in framed walls exist to reduce the fire’s access to oxygen.
Improve Your Exterior – Cover your home’s exterior with fire-resistant or noncombustible material that will not melt. Install multi-pane windows, fireproof shutters, or tempered safety glass to reduce damage caused by wildfire.
Create a Defensible Space – Eliminate flammable vegetation within 30 feet of your home (up to 100 feet in Zone 5). Replace vegetation with noncombustible materials like rock, concrete, stone, or brick. Regularly clean debris from your roof and around your home.
Provide Water Access – Consider creating water sources such as a pond or water tank with a sprinkler system with a dedicated power supply. If space or cost is prohibitive, use garden hoses long enough to reach all areas of your property and fill garbage cans, jugs, or other containers.
Review Your Insurance – Regularly review your homeowners, mobile home, or renters’ insurance policy to confirm you have adequate coverage for your property. Make sure you have additional coverage to cover the cost of displacement in the event you are unable to return to your home after a wildfire.
Wildfires can destroy property in a matter of minutes. Your first objective is to keep you and your family safe by having an evacuation plan. Property can be replaced – life cannot.
These steps to protect your home from fires can also help reduce your insurance costs. Contact me today to review your coverage. We can also look into ways you can reduce both your fire risk and insurance costs.
- Gratitude - Key to a Positive Mindset
- Adopting a Holistic Wellness Approach to a Healthier You
- 3 Common Sense Things People Should Know
- Exploring Superfoods: Nutrient-Packed Ingredients for a Healthy Diet
- Unraveling the Mystery of the Extra Day
- Digital Detox: A Healthy You in a Hyperconnected World
- Financial Fitness in 2024: Budgeting and Saving Tips
- Three Joyful Habits for a Healthier You in 2024
- New Year's Resolutions: Staying Committed Year Round
- The Magic of Christmas Traditions
- Staying Healthy During the Winter Months!
- How to be a Time Management Whiz During this Busy Season
- Self-care tips for December
- Five Health “Hacks” For Happy Holidays
- Turning 65? Looking at Medicare?
- Turning 65? What You Need to Know about Signing up for Medicare
- The Smart Home: What is that?
- Important definitions to help you understand your life Insurance
- Why an Insurance Agent Makes a Difference When Buying an Insurance Plan
- Preparing For an Emergency
- Davis Insurance Fresh New Look!
- Why Do I Pay Medicare Part B
- Don’t Let Insurance Coverage Gaps Put You at Financial Risk
- It’s February And That Means It’s American Heart Month
- Starting a New Business? Don’t Forget Your Insurance
- How to Stay on Track with Healthy Goals for 2017
- Insurance and Financial Planning Resolution for 2017!
- Wishing You a Happy Holiday Season
- End of the Year Financial To-Do List
- Modest Increases for 2017 Medicare Parts A & B Premiums and Deductibles
- Open Enrollment For Health Insurance is Here!
- Eat Well, Sleep Enough and Move to Stay Healthy
- Four things to know about Medicare Open Enrollment
- Pick a Plan, then Find The Right Doctor